What happens if I don’t have enough money in my account to cover a purchase? Support Admin (Benji) December 16, 2021 16:10 Your card will be declined with the vendor and you will be unable to complete your purchase. Related articles I see that I have a cancelled payment on my Vault account. What is that? Why are my funds on hold? Are checks available for my Vault account? What is a virtual card? My Vault application was denied. What does this mean? Comments 0 comments Article is closed for comments.