What happens if I don’t have enough money in my account to cover a purchase? Support Admin (Benji) May 08, 2023 15:13 Updated Your card will be declined with the merchant and you will be unable to complete your purchase. Related articles I see that I have a cancelled payment on my Vault account. What is that? Why are my funds on hold? What is a virtual card?+ Additional Information Are checks available for my Vault account? Can I deposit funds to my Veryable account using my routing and account number? Comments 0 comments Article is closed for comments.